“More Las Vegans are shunning banks ...” began a story in last week’s R-J, citing an FDIC report on varying degrees of reliance on traditional financial institutions. Who’s ready for some groovy new vocabulary?

• Fully Banked Those who keep their money exclusively in personal bank accounts.

• Underbanked Those with bank accounts who also hit up the Money Tree caterpillar.

• Unbanked Those without checking or savings accounts, possibly with fat mattresses.

• Walter Samasko Jr. The Carson City recluse found dead in his home with $7 million in gold bars and coins. According to the Las Vegas Sun, he had $200 in his bank account, which technically makes him underbanked, but we think the FDIC should make an exception.