Recently, on CBS’ Sunday Morning, Ben Stein called for greater oversight of the banking business. When a conservative like Stein demands more government regulation, the situation is dire. But we knew that. Even we can run the numbers: First, we’re going to pay for our mortgages; second, we’re going to pay for the bailout; and third, thanks to the reckless actions of an industry now getting federal welfare, we’ll probably be screwed on our home values. So, bankers: Here’s hoping you get tangled in your golden parachutes. Splat!